When you look for your next apartment, you might wonder if you have an eviction on your record. After all, not all evictions are officially recorded. So, knowing how to check if you have an eviction is a critical skill to learn. Read along to learn what eviction records are, how to find them, and how to handle one on your record.
Main Takeaways:
- You can check if you have an eviction by looking into local court records, online databases, and credit reports.
Where Can You Find Your Eviction Record?
It can feel scary to be in the dark about your eviction record status. Luckily, property managers in DC report that you can use certain methods to check if you have an eviction on your record:
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Court Records
Court records are one of the fastest ways to find out if you have an eviction on your record. Since these records are usually public, you can access them easily through your local courthouse or online databases. Start by searching for your state government’s legal department website. Then, in just a few minutes, you could enter your name into the database. It could show any eviction history tied to you.
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Online Databases
Like we mentioned before, eviction records are public. So, you may be able to easily find them online. For instance, you could use background check services that give you a full report of your background information. These sites pull data from different places to give you a complete look at your eviction, credit, and even criminal history. For example, websites like TurboTenant offer tenant screening online, which saves you time and gives you a more thorough feel for your records.
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Credit Reports
Yet another way to answer the question, “how to check if you have an eviction,” is by looking at your credit report. Oftentimes, credit reports include eviction-related information as part of your financial history. When landlords or property managers check your credit report, they might not see an eviction listed directly.
However, if you were evicted for not paying rent, it could show up in another way. For example, the landlord might have hired a collections company to recover unpaid rent, and that debt could appear on your credit report as a collections account.
Tips for Renting with an Eviction Record
If you find your eviction record is less than ideal, don’t panic—sometimes, evictions happen unfairly. That’s why it’s always a good idea to be upfront about your history when you apply. The key is knowing how to approach the situation strategically. Here’s how you can do that:
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Be Open and Proactive about Your History
It might sound cliche, but addressing your previous eviction upfront may be better for you in the long run. After all, it’s better for your potential landlord to hear what happened directly from you now than from a screening report later.
When you bring up your eviction, you should explain the hardships that led to it. In addition, demonstrate how you’ve rectified the problem that led to the eviction. Being transparent shows integrity and can help you build trust with your potential landlords or property managers.
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Strengthen Your Rental Application
Many times, people get evicted because they haven’t paid the rent. To show potential landlords that you can afford the rent, you should provide concrete proof that you have a steady income. If possible, you could even offer to pay an extra-large security deposit to help offset any financial risks your landlord could face.
You can do this by sending copies of your pay stubs, bank statements, or a letter from your employer. Additionally, include references from previous landlords (other than the one who evicted you). This will show that you’re a great and reliable tenant. Everyone makes mistakes, but having solid references gives you an upper hand compared to someone who doesn’t.
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Repair Your Credit Score
Like we discussed before, your credit report may display your credit score. To help you minimize this red flag, you should prioritize paying off any outstanding debts. Work to maintain good credit hygiene. This is critical, since landlords and property managers might look past your eviction if your credit score shows consistent improvement.
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Provide Additional Assurance
To sweeten the deal, you could offer to pay a certain number of months’ rent upfront. Another option is to propose a trial period in which you pay weekly instead of monthly. This way, you can prove your reliability.
Other FAQs
What are Eviction Records?
Eviction is a legal process where a landlord removes a tenant from their property for violating the lease agreement. For example, the tenant may have consistently left rent unpaid, damaged the property, caused disturbances, and more. In the screening process, landlords and property managers use eviction records to evaluate if a tenant is qualified to rent their property.
Why Should You Check Your Eviction Records?
By examining your eviction record, you can get ahead of the curve. It can help you pinpoint any errors that might be there. Moreover, it can prepare for addressing this problem with your prospective landlord. Plus, knowing where you stand can help you approach the application process with more confidence.
How Long Does it Take for an Eviction to Show Up on Your Record?
On court records, credit reports, and online databases, an eviction could show up within 30-60 days. Now, let’s get into the details of how to check if you have an eviction on your record.
Find Your Next Rental with BMG
Even if you find an eviction on your record, don’t panic. It doesn’t mean you’re out of options. There are ways to navigate the situation, strengthen your rental application, and reassure landlords that you’re a trustworthy tenant. By being transparent about your history, showing how you’ve improved, and taking other steps, you can boost your chances of approval.
At Bay Property Management Group, evictions are just one factor we consider when we look for qualified tenants. We have listings that match all kinds of lifestyle needs and budgets. Talk to us today so we can help you find your next rental!